Is your bathroom ready for a make-up but do not have a budget? Then borrowing money for the bathroom is a good option. View the borrowing options and get informed.
Responsibly borrow money for the bathroom
Be well informed before you take out a loan for a bathroom. The costs for a loan depend on various factors such as the duration of the loan, the form of credit and your personal situation. Responsible advice from our credit specialists can save you a lot of costs.
Which loan for the bathroom?
You can borrow money for the bathroom with the following loans:
- Personal loan
- Revolving credit
A revolving credit is a flexible loan with a variable interest rate. You can withdraw or redeem extra money free of charge, up to the agreed limit. A Personal Loan is a credit with a fixed amount, a fixed interest rate and a fixed term. As a homeowner, you also benefit from an extra low interest rate with this loan form.
Financing a bathroom with a Personal Loan is the most common. You can also borrow money for a bathroom with a Continuous Credit, which gives you the flexibility to implement other renovations / improvements in your home.
Loan for the bathroom deductible?
A loan for the bathroom is only deductible if you opt for a Personal Loan. With a Personal Loan you benefit from interest deduction for a maximum of 30 years. The interest on a Revolving Credit is generally slightly lower, but not tax deductible.
Financing a bathroom?
Sometimes you can finance a new bathroom by increasing your mortgage or taking out an extra mortgage. But, this is only possible if you earn enough and the value of your home allows it. Moreover, a loan is much cheaper if the renovation costs less than € 50,000. Feel free to contact us for more information.